Are Marine Surveys Required for Insurance Purposes in St. Augustine?
St. Augustine is a beautiful coastal town that’s home to many boats and marine vessels of all kinds. Whether you own a small fishing boat or a luxury yacht, obtaining insurance on your vessel is important for protecting your investment. But what about marine surveys – are they also required in order to purchase insurance for your vessel in the St. Augustine area?
In short, yes – most insurance companies require some type of detailed marine survey before they’ll insure a boat or vessel. A marine survey is an inspection conducted by a certified marine surveyor, like Sun Coast Marine Surveyor, to assess the safety, value, and overall condition of the boat or vessel being surveyed. The surveyor examines different areas of the boat such as the hull, engine, electrical systems, and other components to evaluate the overall condition of the boat. This helps insurance companies determine the risk level of each particular vessel so they can decide whether or not to offer coverage.
But why go through all the hassle of getting a marine survey if it isn’t required? The fact is, having a marine survey done on your boat or vessel provides far more than just insurance coverage – it is an essential part of maintaining the health and safety of your boat for years to come. A professional marine surveyor from Sun Coast Marine Surveyor can uncover potential problems with your boat that may otherwise go unnoticed, saving you a lot of time and money down the road.
So now that we know that marine surveys are necessary to obtain insurance for your vessel in St. Augustine, what should you expect when hiring a certified marine surveyor? First and foremost, reputable surveyors like Sun Coast Marine Surveyor will always provide you with a written report detailing every aspect of their inspection along with their recommendations for any repairs or upgrades that need to be made. This gives you peace of mind knowing your vessel is up to standard and safe to use in the waters around St. Augustine.
When selecting a surveyor be sure to check their qualifications and ask questions such as how long have they been doing surveys, what kind of vessels do they specialize in, and whether or not they have liability insurance in case something goes wrong during the inspection process. At Sun Coast Marine Surveyor, we pride ourselves on making sure our clients receive top-notch service by providing certified professionals who understand the unique needs and concerns surrounding marine vessels in St. Augustine.*
If you’re considering purchasing insurance for your boat or vessel in St. Augustine, make sure to request a marine survey from Sun Coast Marine Surveyor first. These inspections are not only required by many insurance companies but also help to protect you and your investment for years to come. Contact us today for all of your marine survey needs in St. Augustine!
*Sun Coast Marine Surveyor has been providing quality marine surveys in St. Augustine for over 20 years. Our team of trained and certified professionals specialize in assessing various types of boats from pontoon boats to sailboats, as well as boats that run on outboard and inboard motors. We have full liability insurance for added protection and peace of mind.r
